Privacy Policy

VTI Aassociates.com
4132 S. Rainbow Blvd.
PMB 357
Las Vegas, NV 89103
(800)887-3324

This Privacy Policy describes how your personal information is collected, used, and shared when you visit, interact with or make a purchase from VTI Associates Websites.

Introduction
The privacy of our website visitors is very important to us, and we are committed to safeguarding it. This policy explains what we will do with your personal information.

Collecting Personal Information
When you register for any of our products, services or newsletters on VTIassociates.com you will provide us information about yourself. When you attend a VTI event we may collect:

1. information about your computer including your IP address, geographical location, browser type and version, and operating system;
2. information about your visits to and use of VTIassociatest.com including the referral source, length of visit, page views, and website navigation paths;
3. information that you enter when you complete an order on VTIassociates.com—for example, your name, address, birthday, educational details, and employment details;
4. information, such as your name and email address, that you enter in order to set up subscriptions to our emails and/or newsletters;
5. information that you enter while using the services and forms on VTIassociates.com;
6. information that is generated while using VTIassociates.com, including when, how often, and under what circumstances you use it;
7. information relating to anything you purchase, services you use, or transactions you make through VTIassociates.com, which includes your name, address, telephone number, email address, and credit card details;
8. information that you post to VTIassociates.com with the intention of publishing it on the internet, which includes your username, profile pictures, and the content of your posts;
9. information contained in any communications that you send to us by email or through our website, including its communication content and metadata;
10. any other personal information that you send to us.

Before you disclose to us the personal information of another person, you must obtain that person’s consent to both the disclosure and the processing of that personal information in accordance with this policy

Using Your Personal Information
Personal information submitted to us through VTIassociates.com will be used for the purposes specified in this policy or on the relevant pages of the website. We may use your personal information for the following:

1. administering VTIassociates.com and business;
2. personalizing VTIassociates.com for you;
3. enabling your use of the services available on VTIassociates.com;
4. sending you goods purchased through VTIassociates.com;
5. supplying services purchased through VTIassociates.com;
6. sending statements, invoices, and payment reminders to you, and collecting payments from you;
7. sending you non-marketing commercial communications;
8. sending you email notifications that you have specifically requested;
9. sending you our email newsletter, if you have requested it (you can inform us at any time if you no longer require the newsletter);
10. sending you marketing communications relating to our business or the businesses of carefully-selected third parties which we think may be of interest to you, by post or, where you have specifically agreed to this, by email or similar technology (you can inform us at any time if you no longer require marketing communications);
11. providing third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);
12. dealing with inquiries and complaints made by or about you relating to VTIassociates.com;
13. keeping VTIassociates.com secure and prevent fraud;
14. verifying compliance with the terms and conditions governing the use of VTIassociates.com (including monitoring private messages sent through VTIassociates.com private messaging service); and
15. other uses.

We will not supply your personal information to any third party for their or any other third party’s direct marketing.

Emails We Send
After subscribing to VTIassociates.com, we will send you exclusive offers and promotions that you will only see by being a VTI Email Subscriber.

Surveys and Contests
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code, age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

A Special Note About Children
Children are not eligible to use our services unsupervised and we ask that children (under the age of 18) do not submit any personal information to us. If you are a minor, you can use this service only in conjunction with permission and guidance from your parents or guardians.

Disclosing Personal Information
We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers, or subcontractors as reasonably necessary for the purposes set out in this policy. We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) as reasonably necessary for the purposes set out in this policy. We may disclose your personal information:

1. to the extent that we are required to do so by law;
2. in connection with any ongoing or prospective legal proceedings;
3. in order to establish, exercise, or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
4. to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and
5. to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.

Except as provided in this policy, we will not provide your personal information to third parties.

Retaining Personal Information
This Section sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations regarding the retention and deletion of personal information.

Personal information that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes.

We will usually delete personal data falling within the categories set out below at the date/time set out below:

1. personal data type will be deleted within one year of cease of use

Notwithstanding the other provisions of this Section G, we will retain documents (including electronic documents) containing personal data:

1. to the extent that we are required to do so by law;
2. if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
3. in order to establish, exercise, or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk).

Security of your personal information
We will take reasonable technical and organizational precautions to prevent the loss, misuse, or alteration of your personal information.

1. We will store all the personal information you provide on our secure (password- and firewall-protected) storage system.
2. All electronic financial transactions entered into through VTIassociates.com will be protected by encryption technology.
3. You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
4. You are responsible for keeping the password you use for accessing VTIassociates.com confidential; we will not ask you for your password (except when you log in to VTIassociates.com).

Amendments
We may update this policy from time to time by publishing a new version on VTIassociates.com. You should check this page occasionally to ensure you understand any changes to this policy. We may notify you of changes to this policy by email.

Your Rights
You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to the following:

1. the payment of a fee $35; and
2. the supply of appropriate evidence of your identity (for this purpose, we will usually accept a photocopy of your passport certified by a notary plus an original copy of a utility bill showing your current address).

We may withhold personal information that you request to the extent permitted by law. You may instruct us at any time not to process your personal information for marketing purposes. In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.

Third Party Websites
VTIassociates.com includes hyperlinks to, and details of, third party websites. We have no control over, and are not responsible for, the privacy policies and practices of third parties.

Updating Information
Please let us know if the personal information that we hold about you needs to be corrected or updated.

Cookies
VTIassociates.com may use cookies. A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies. We use both session and persistent cookies on VTIassociates.com.

The names of the cookies that we use on VTIassociates.com, and the purposes for which they are used, are set out below:

1. we use Google Analytics and Adwords on our website to recognize a computer when a user visits the website, to track users as they navigate the website
2. we use cookies to improve the website’s usability, analyze the use of the website, administer the website, prevent fraud and improve the security of the website, personalize the website for each user, target advertisements which may be of particular interest to specific users.

Most browsers allow you to refuse to accept cookies—for example:

1. in Internet Explorer (version 10) you can block cookies using the cookie handling override settings available by clicking “Tools,” “Internet Options,” “Privacy,” and then “Advanced”;
2. in Firefox (version 24) you can block all cookies by clicking “Tools,” “Options,” “Privacy,” selecting “Use custom settings for history” from the drop-down menu, and unticking “Accept cookies from sites”; and
3. in Chrome (version 29), you can block all cookies by accessing the “Customize and control” menu, and clicking “Settings,” “Show advanced settings,” and “Content settings,” and then selecting “Block sites from setting any data” under the “Cookies” heading.

Blocking all cookies will have a negative impact upon the usability of many websites. If you block cookies, you will not be able to use all the features on our website.

You can delete cookies already stored on your computer—for example:

1. in Internet Explorer (version 10), you must manually delete cookie files (you can find instructions for doing so at http://support.microsoft.com/kb/278835);
2. in Firefox (version 24), you can delete cookies by clicking “Tools,” “Options,” and “Privacy”, then selecting “Use custom settings for history”, clicking “Show Cookies,” and then clicking “Remove All Cookies”; and
3. in Chrome (version 29), you can delete all cookies by accessing the “Customize and control” menu, and clicking “Settings,” “Show advanced settings,” and “Clear browsing data,” and then selecting “Delete cookies and other site and plug-in data” before clicking “Clear browsing data.”
4. Deleting cookies will have a negative impact on the usability of many websites.
5.